DISCLAIMER

This website is owned and operated by The Chosen Hundred LLC or In Luz We Trust™(“Company,” “we,” or “us”).

This Disclaimer, together with the Terms & Conditions of Use and Privacy Policy, governs your access to and use of www.inluzwetrust.com including any content, functionality, products, and services offered on or through www.inluzwetrust.com (the “Website”), whether as a guest or a registered user.

Please read the Disclaimer carefully before you start to use www.inluzwetrust.com. By using www.inluzwetrust.com or by clicking to accept or agree to the Terms & Conditions of Use when this option is made available to you, you accept and agree to be bound and abide by the Disclaimer. If you do not want to agree to the Disclaimer, you must not access or use the www.inluzwetrust.com.

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

The information contained on www.inluzwetrust.com and the resources, information, webinars, videos, blog posts, programs, downloads, and/or products available through this www.inluzwetrust.com, whether free or paid, (the “Resources”) are for educational and informational purposes only. The Chosen Hundred LLC or In Luz We Trust™ assumes no responsibility for errors or omissions in the contents of www.inluzwetrust.com.

EXTERNAL LINKS

www.inluzwetrust.com may contain links to external websites that are not provided or maintained by or in any way affiliated with The Chosen Hundred LLC or In Luz We Trust™. Please note that The Chosen Hundred LLC or In Luz We Trust™ does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

NOT LEGAL ADVICE

The information contained on www.inluzwetrust.com and the Resources are not intended as, and shall not be understood or construed as, legal advice. While we may provide some supplemental and occasional trainings or articles on legal topics taught or written by attorneys or legal professionals, the information contained on www.inluzwetrust.com is not a substitute for legal advice from a licensed attorney who is aware of the facts and circumstances of your individual situation.

We have done our best to ensure that the information provided on this www.inluzwetrust.com and the Resources are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through www.inluzwetrust.com should be understood as a recommendation that you should not consult with an attorney to address your particular information. The Chosen Hundred LLC or In Luz We Trust™ expressly recommends that you seek advice from an attorney prior to taking any actions.

Neither The Chosen Hundred LLC or In Luz We Trust™ nor any of its employees, owners, or contributors shall be held liable or responsible for any errors or omissions on www.inluzwetrust.com or the Resources or for any damage you may suffer as a result of failing to seek competent legal advice from a licensed attorney who is familiar with your situation.

NOT TAX ADVICE

The information contained on www.inluzwetrust.com and the Resources are not intended as, and shall not be understood or construed as, tax advice. The information contained on www.inluzwetrust.com is not a substitute for tax advice from a professional who is aware of the facts and circumstances of your individual situation.

We have done our best to ensure that the information provided on www.inluzwetrust.com and in the Resources are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through www.inluzwetrust.com should be understood as a recommendation that you should not consult with a tax professional to address your particular situation. The Chosen Hundred LLC or In Luz We Trust™ expressly recommends that you seek advice from a professional.

Neither The Chosen Hundred LLC or In Luz We Trust™ nor any of its employees, owners, or contributors shall be held liable or responsible for any errors or omissions on www.inluzwetrust.com or for any damage you may suffer as a result of failing to seek competent tax advice from a professional who is familiar with your situation.

HEALTH & FITNESS

The information contained on www.inluzwetrust.com and in the Resources is not intended to take the place of medical advice from a health care professional. Exercise, diet and health related matters vary from person to person. Nothing on www.inluzwetrust.com shall be considered, construed as, or used as a substitute for, medical advice, diagnosis or treatment. Any action taken based on the contents of www.inluzwetrust.com or the Resources is solely at your own discretion, risk and liability. You should always consult the appropriate health professionals on any matter that is related to your health and well-being before proceeding with any action pertaining to health-related issues. The Chosen Hundred LLC or In Luz We Trust™ assumes no liability for the use or misuse of information on www.inluzwetrust.com or in the Resources.

We have done our best to ensure that the information provided on www.inluzwetrust.com and in the Resources are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through www.inluzwetrust.com should be understood as a recommendation that you should not consult with a professional to address your particular situation. The Chosen Hundred LLC or In Luz We Trust™ expressly recommends that you seek advice from a health care professional.

Neither The Chosen Hundred LLC or In Luz We Trust™ nor any of its employees, owners, or contributors shall be held liable or responsible for any errors or omissions on www.inluzwetrust.com or for any damage you may suffer as a result of failing to seek competent advice from a health care professional who is familiar with your situation.

NOT PROFESSIONAL ADVICE

The information contained on this Website and in the Resources is not intended as, and shall not be understood or construed as, professional advice. While the contributors, employees and/or owners of The Chosen Hundred LLC or In Luz We Trust™ are professionals and the information provided on www.inluzwetrust.com relates to issues within The Chosen Hundred LLC or In Luz We Trust™ area of professionalism, the information contained on www.inluzwetrust.com is not a substitute for advice from a professional who is aware of the facts and circumstances of your individual situation.

We have done our best to ensure that the information provided on www.inluzwetrust.com and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through www.inluzwetrust.com should be understood as a recommendation that you should not consult with a professional to address your particular situation. The Chosen Hundred LLC or In Luz We Trust™ expressly recommends that you seek advice from a professional.

Neither The Chosen Hundred LLC or In Luz We Trust™ nor any of its employees or owners shall be held liable or responsible for any errors or omissions on www.inluzwetrust.com or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.

NO PROFESSIONAL-CLIENT RELATIONSHIP

Your use of www.inluzwetrust.com, including implementation of any suggestions set out in www.inluzwetrust.com and/or use of any of the Resources, does not create a professional-client relationship between you and The Chosen Hundred LLC or In Luz We Trust™ or any of its professionals.

You recognize and agree that we have not created any professional-client relationship by the use of www.inluzwetrust.com.

USER’S PERSONAL RESPONSIBILITY

By using www.inluzwetrust.com, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on www.inluzwetrust.com and in the Resources. You agree to use judgment and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on www.inluzwetrust.com or in the Resources.

NO GUARANTEES

You agree that The Chosen Hundred LLC or In Luz We Trust™ has not made any guarantees about the results of taking any action, whether recommended on www.inluzwetrust.com or not. The Chosen Hundred LLC or In Luz We Trust™ provides educational and informational resources that are intended to help users of www.inluzwetrust.com succeed in life, business, and otherwise. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of The Chosen Hundred LLC or In Luz We Trust™.

You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others, whether clients or customers of The Chosen Hundred LLC or In Luz We Trust™ or otherwise, applying the principles set out in this Website are no guarantee that you or any other person or entity will be able to obtain similar results.

ERRORS AND OMISSIONS

www.inluzwetrust.com is a public resource of general information that is intended, but not promised or guaranteed, to be correct, complete, and up to date. We have taken reasonable steps to ensure that the information contained in www.inluzwetrust.com is accurate, but we cannot represent that this Website is free of errors. You accept that the information contained on www.inluzwetrust.com may be erroneous and agree to conduct due diligence to verify any information obtained from www.inluzwetrust.com and/or the Resources prior to taking any action. You expressly agree not to rely upon any information contained in www.inluzwetrust.com or in the Resources.

TESTIMONIALS

At various places on www.inluzwetrust.com, you may find testimonials from clients and customers of the products and services offered on www.inluzwetrust.com or by The Chosen Hundred LLC or In Luz We Trust™. The testimonials are actual statements made by clients and/or customers and have been truthfully conveyed on this Website.

Although these testimonials are truthful statements about results obtained by these clients and/or customers, the results obtained by these clients and/or customers are not necessarily typical. You specifically recognize and agree that the testimonials are not a guarantee of results that you or anyone else will obtain by using any products or services offered on www.inluzwetrust.com or by The Chosen Hundred LLC or In Luz We Trust™.

REVIEWS

At various times, we may provide reviews of products, services, or other resources. This may include reviews of books, services, and/or software applications. Any such reviews will represent the good-faith opinions of the author of such review. The products and services reviewed may be provided to The Chosen Hundred LLC or In Luz We Trust™ for free or at a reduced price as an incentive to provide a review.

Regardless of any such discounts, we will provide honest reviews of these products and/or services. You recognize that you should conduct your own due diligence and should not rely solely upon any reviews provided on www.inluzwetrust.com.

We will disclose the existence of any discounts or incentives received in exchange for providing a review of a product. If you would like more information about any such discounts and incentives, send an email to info@inlizwetrust.com that includes the title of the reviewed product as the subject line. We will respond via email and disclose any incentives or discounts we received in association with any such review.

AFFILIATE LINKS

From time to time, The Chosen Hundred LLC or In Luz We Trust™ may participate in affiliate marketing and may allow affiliate links to be included on some of our pages. This means that we may earn a commission if/when you click on or make purchases via affiliate links.

As a policy, The Chosen Hundred LLC or In Luz We Trust™will only affiliate with products, services, coaches, consultants, and other experts that we believe will provide value to our customers and followers.

The Chosen Hundred LLC or In Luz We Trust™ will inform you when one of the links constitutes an affiliate link.

You recognize that it remains your personal responsibility to investigate whether any affiliate offers are right for you or your business and will benefit you. You will not rely on any recommendation, reference, or information provided by The Chosen Hundred LLC or In Luz We Trust™ but will instead conduct your own investigation and will rely upon your investigation to decide whether to purchase the affiliate product or service.

NO ENDORSEMENTS

From time to time, The Chosen Hundred LLC or In Luz We Trust™ will refer to other products, services, coaches, consultants, and/or experts. Any such reference is not intended as an endorsement or statement that the information provided by the other party is accurate. The Chosen Hundred LLC or In Luz We Trust™ provides this information as a reference for users. It is your responsibility to conduct your own investigation and make your own determination about any such product, service, coach, consultant, and/or expert.

EARNINGS DISCLAIMER

From time to time, The Chosen Hundred LLC or In Luz We Trust™ may report on the success of one of its existing or prior clients/customers. The information about this success is accurately portrayed by The Chosen Hundred LLC or In Luz We Trust™. You acknowledge that the prior success of others does not guarantee your success.

As with any business, your results may vary and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. There is no guarantee that you will make any income at all and you accept the risk that the earnings and income statements differ by individual. Each individual’s success depends on his or her background, dedication, desire and motivation.

The use of our information, products and services should be based on your own due diligence and you agree that The Chosen Hundred LLC or In Luz We Trust™ is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on www.inluzwetrust.com.

CONTACT US

We welcome your questions or comments regarding the Disclaimer:

Mailing Address: The Chosen Hundred LLC 539 W. Commerce St. #4808 Dallas, TX 75208

Email Address: info@inluzwetrust.com

TERMS AND CONDITIONS: STOCK MARKET PROGRAM

TERMS OF PARTICIPATION

Please READ carefully: by purchasing this product/service you (herein referred to as “Client”) agree to

the following terms stated herein.

PROGRAM/SERVICE

Linda Garcia of "The Chosen Hundred LLC or In Luz We Trust ™ " (herein referred to as “Company”) agrees to provide the following programs, “STREAM: Beginners Stock Market Program”, identified in online commerce shopping invoice. Client agrees to abide by all policies and procedures as outlined in this agreement as a condition of their participation in the programs.

FEES

The fees for STREAM: Beginners Stock Market Program are the following:

Full payment of $ (USD) OR two partial payments of $ (USD) due now and second due per the date on the product description failure to pay 2nd portion forfeits access to the program, recordings, as well as program materials. Referenced product description for the due date. PayPal invoice will be emailed.

METHODS OF PAYMENT

Client authorizes the Company to charge Client’s credit card or debit card the amount billed in this

invoice or via the website.

REFUND POLICY

Due to the proprietary information, intellectual property, investment of time in educational services, and support, STREAM: Beginners Stock Market Program, is NOT refundable. The Chosen Hundred LLC or In Luz We Trust ™ and the Consultant do not offer and are not required to provide any refunds or credits for any reason, including, without limitation, satisfaction, or your failure to attend course sessions at the date/time set within the description on the website. There is no circumstance in which you will be entitled to or The Chosen Hundred LLC or In Luz We Trust ™ and the Consultant is required to provide, a refund or credit for any reason, including, without limitation, satisfaction, or your failure to attend course sessions at the date/time set within the description in this invoice.

All fees charged by The Chosen Hundred LLC or In Luz We Trust ™ in connection with any service or product purchased are exclusive of any taxes, levies, or duties imposed by any taxing authority, and you shall be, and hereby are, responsible for the payment of all such taxes, levies, or duties arising from your purchase of products or services.

DISCLAIMER

Client understands Linda Garcia (herein referred to as “Consultant”) and The Chosen Hundred LLC or In Luz We Trust ™, is not an employee, agent, lawyer, financial advisor, business manager, financial consultant, financial analyst, or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not; (1) perform any financial management or financial consulting functions including but not limited to, investing, investment consulting, or advice with regard thereto; (2) act as a financial analyst, financial consultant or financial manager. Company and Consultant expressly disclaim and discloses as follows, and you hereby confirm that you understand, acknowledge and agree as follows, and expressly disclaim, release and waive any liability, claim, damages, loss, cost, or expense, inconsistent with, related to, or arising from the following:

CONFIDENTIALITY

The Company and Consultant respect’s Client’s privacy and insists that Client respects the Company and Consultant’s as well as Program Participants (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Program Participants or any representatives of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Client’s agree to not disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum, or otherwise. Client agrees not to use such Confidential Information in any manner other than in discussion with other Participants during STREAM: Beginners Stock Market Program. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss, and theft. Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client, including but not limited to, the STREAM: Beginners Stock Market Program information, of the Company’s recorded educational services and programs. Further, by purchasing this service you agree that if you violate or display any likelihood of violating this session the Company and/or the other Consultant and/or STREAM: Beginners Stock Market Program Participant(s) will be entitled to inductive relief to prohibit any such violations to protect against the harm of such violations.

NO TRANSFER OF INTELLECTUAL PROPERTY

The Chosen Hundred LLC or In Luz We Trust ™ program, STREAM: Beginners Stock Market Program, is copyrighted and original materials that have been provided to Client are for Client’s individual use only and a single-user license. Client is not authorized to use any of the Company's intellectual property for Client’s business purposes. All intellectual property, including Company’s copyrights programs and/or course materials and recordings, shall remain the sole property of The Chosen Hundred LLC or In Luz We Trust ™. No license to sell or distribute Company’s materials is granted or implied. By purchasing this service, Client agrees (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) that any Confidential Information shared by the Company is confidential and proprietary, and belongs solely and exclusively to the Company, (3) Client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the Company and Consultant. Further, by purchasing this service/product, Client agrees that if Client violates, or displays any likelihood of violating, any of Client’s agreements contained in this paragraph, the Company will be entitled to inductive relief to prohibit any such violations and to protect against the harm of such violations.

DATA, CONTENT, AND INFORMATION

No data, content, or information provided by The Chosen Hundred LLC or In Luz We Trust ™, the Consultant or the other products and services of The Chosen Hundred LLC or In Luz We Trust ™, is intended, and shall not constitute or be construed as, advice or any recommendation to buy, sell or hold a particular security or pursue any particular investment strategy. The Chosen Hundred LLC or In Luz We Trust ™ neither assumes responsibility for nor guarantees the accuracy, currency, completeness, or usefulness of information, commentary, recommendations, advice, investment ideas, or other materials that may be accessed by you through the Site or the other products or services of The Chosen Hundred LLC or In Luz We Trust ™. This includes, without limitation, any forum such as Patreon, chatroom or another online conference, telecast or posting through The Chosen Hundred LLC or In Luz We Trust ™. If you choose to rely on such information, you understand, acknowledge, and agree to do so solely at your own risk. You understand, acknowledge, and agree that the research, analysis, news, or other information made available through the Site or the other products or services of The Chosen Hundred LLC or In Luz We Trust ™ is not investment advice and is in no way tailored to reflect any personal financial circumstances or investment objectives and the securities and investment strategies discussed may not be suitable for you. Any determination to purchase or sell securities or otherwise invest in securities must be made solely by you after your independent investigation and evaluation thereof based on your personal financials and other circumstances and without any reliance on the data, content, or information provided by The Chosen Hundred LLC or In Luz We Trust ™, the Site or the other products and services of The Chosen Hundred LLC or In Luz We Trust ™. The Chosen Hundred LLC or In Luz We Trust ™ cannot, and does not, independently verify, assess or guarantee the validity, adequacy, timeliness, accuracy or completeness of any data, content or information, the suitability or profitability of any particular security or investment, or the potential value of any security, investment or informational source. You bear sole responsibility for your own investment research and decisions and should seek the advice of a professional, licensed, and qualified securities professional before purchasing or selling any security or making any investment. All such information and content is for informational purposes only and does not constitute advice or a recommendation by The Chosen Hundred LLC or In Luz We Trust ™ to enter into any securities transactions or engage in any of the financial strategies reflected on or suggested in forum and chatrooms (whether such data, content or information is posted by The Chosen Hundred LLC or In Luz We Trust ™ or otherwise). Customers and members may write about securities in which they have a financial or other interest, and performance data reflecting other customer’s or member’s holdings may include information about securities not held by The Chosen Hundred LLC or In Luz We Trust ™ or its directors, officers, shareholders, employees, agents or affiliates. As such, The Chosen Hundred LLC or In Luz We Trust ™ is not responsible for the accuracy of data, content or information, or any performance data in any forum or

chatroom; and the accuracy of data, content or information or any performance data are not guaranteed,

may not be current and should not be relied upon. Nothing in any forum or chatroom is intended as, nor

should you rely on it as investment advice provided by The Chosen Hundred LLC or In Luz We Trust ™ or its directors, officers, shareholders, employees, agents, or affiliates. The Chosen Hundred LLC or In Luz We Trust ™ does not control and does not endorse any data, content or information posted on the Patreon forum or chatroom, or in STREAM: Beginners Stock Market Program. You understand, acknowledge, and agree that your participation therein is at your own risk, and The Chosen Hundred LLC or In Luz We Trust ™ expressly disclaims responsibility for any such data, content or information. The Chosen Hundred LLC or In Luz We Trust ™ has the right (but not the obligation) to review and take down any data, content or information. You understand, acknowledge and agree that by accessing the forum or chatroom on the Site, you may be exposed to material that you deem to be offensive, indecent, obscene or otherwise objectionable. Under no circumstances will you hold The Chosen Hundred LLC or In Luz We Trust ™, or its directors, officers shareholders, employees, agents or affiliates, liable for any such content displayed or made available through the chatroom, or course, or for any loss or damage of any kind incurred as a result of your use of the forum or chatroom or the course. Without limiting the generality of the foregoing, you understand, acknowledge, and agree that chat room moderators may call out or post both real and hypothetical investments/trades and real and simulated or hypothetical returns for informational and educational purposes only. Moderator commentary is opinion and ideas only and does not constitute any recommendation whatsoever, and you should not rely on such opinions and ideas which may not be complete or accurate. Each of The Chosen Hundred LLC or In Luz We Trust ™ services, products, and sites are available for informational and educational purposes only. None of the information contained in the site (which includes, without limitation, our alerts service and chat room) constitutes, or is intended to constitute, a recommendation by us of any particular security or trading strategy or a determination by us that any security or trading strategy is suitable for any specific person. We are publishers and educators only. You understand, acknowledge and agree that MODERATOR results may be based on simulated or hypothetical performance, and such results have certain inherent limitations. Unlike the results shown in an actual performance record, such results do not represent actual trading. Your actual results may differ from results reported for many reasons, including, without limitation: performance results do not reflect actual trading commissions that You may incur; performance results do not account for the impact, if any, of certain market factors, such as lack of liquidity, that may affect Your results; the investments chosen may be volatile, and server, delivery delays, and other factors may cause the price You obtain to differ substantially from the price at the time of the alert; the prices of investments at the point in time. You begin subscribing may be higher than such prices at the time such investments were chosen; You may not have the capital to trade or invest as frequently as the moderator; and the size and timing of your purchase or sale of a stock may affect the price of the stock, among other reasons. You understand, acknowledge, and agree that, For informational and teaching purposes only, trades may be called out, posted, or alerted, but not executed. You understand, acknowledge, and agree that moderators may sometimes purchase or sell securities sooner or later than called out, posted, or alerted. Moderators are also not required to disclose all trades, and their positions may be inconsistent with trades. Also, because some trades may not actually have been executed, results may have under-or over-compensated for the impact, if any, of certain market factors, such as liquidity. Simulated or hypothetical trading programs, in general, are also subject to the fact that they are designed with the benefit of hindsight. You understand, acknowledge and agree that the Site contains simulated or hypothetical trading programs. No representation is being made that any account will or is likely to achieve profits or losses similar to these being shown. You understand, acknowledge, and agree that The Chosen Hundred LLC or In Luz We Trust ™ and its directors, officers, shareholders, employees, agents, and affiliates have no obligation to notify you as to which trades and returns are real versus simulated or hypothetical, and that The Chosen Hundred LLC or In Luz We Trust ™ and its directors, officers, shareholders, employees, agents, and affiliates do not verify moderator trade records or maintain records of moderator trades and results, and that moderators have no obligation to provide The Chosen Hundred LLC or In Luz We Trust ™ any data. Through your use of the site, You expressly contract and consent to the operations of The Chosen Hundred LLC or In Luz We Trust ™ (including the moderator actions and omissions discussed above) and release The Chosen Hundred LLC or In Luz We Trust ™, and its directors, officers, shareholders, employees, agents and affiliates from any liability, claim, loss, cost, expense, and any other damages arising from or relating to moderator statements (written or oral), actions and omissions, including real, simulated, or hypothetical trades and results. Trading in any security can result in immediate and substantial losses of the money invested. You should only invest funds that are not allocated for other purposes, such as retirement savings, student loans, mortgages, education, or debt reduction, and that you can afford to lose. Don’t trade or invest with money you can’t afford to lose.

NON-DISPARAGEMENT

The Parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth hereinbelow. The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other. Neither Client nor any of Client’s associates, employees, or affiliates will directly or indirectly, in any capacity or manner, make, express, transmit speak, write, verbalize or otherwise communicate in any way (or cause, further, assist, solicit, encourage, support or participate in any of the foregoing), any remark, comment, message, information, declaration, communication or other statements of any kind, whether verbal, in writing, electronically transferred or otherwise, that might reasonably be construed to be derogatory or critical of, or negative toward, the Company or any of its programs, members, owner directors, officers, affiliates, subsidiaries, employees, agents or representatives.

TERMINATION

Company is committed to providing all clients in the STREAM: Beginners Stock Market Program with a positive program experience. By purchasing this product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the

Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or

Participants, Client fails to follow the Program guidelines, is difficult to work with, impairs the participation of the other participants in the Program or upon violation of the terms as determined by the Company. Client will still be liable to pay the total contract amount.

INDEMNIFICATION

Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees,

contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expense whatsoever – including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements – which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates, and successors shall not be held personally responsible or liable for any actions or representations of the Company. In consideration of and as part of my payment for the right to participate in The Chosen Hundred LLC or In Luz We Trust ™ and STREAM: Beginners Stock Market Program, the undersigned, my heirs, executors, administrators, successors and assigns do hereby release, waive, acquit, discharge, indemnify, defend, hold harmless and forever discharge The Chosen Hundred LLC or In Luz We Trust ™ and its subsidiaries, principals, directors, employees, agents, heirs, executors, administrators, successors, and assigns and any of the training instructors, guides, staff or students taking part in the training in any way as well as the venue where the Programs are being held (if applicable) and any of its owners, executives, agents, or staff (hereinafter “Releases”) of and from all actions, causes of action, contracts, claims, suits, costs, demands and damages of whatever nature or kind in law or in equity arising from participation in the Program. Privacy and Personal Information The Chosen Hundred LLC or In Luz We Trust ™ shall have the right to use and disclose any information provided by you through the Site, or other products or services of The Chosen Hundred LLC or In Luz We Trust ™ (including but not limited to information provided through e-mail) or made available through your use of the Site or chatroom, for any lawful purpose unless you indicate otherwise in accordance with the policies and procedures therefor of The Chosen Hundred LLC or In Luz We Trust ™. In no event shall you be entitled to any compensation for the use of any of such information. Please see the Privacy Policy for further details. Modifications The Chosen Hundred LLC or In Luz We Trust ™ reserves the right to revise these Terms and Conditions at any time without notice. By using the Site, you are agreeing to be bound by the then-current version of these Terms and Conditions, and your continued use of the Site reaffirms your agreement to the then-current Terms and Conditions. You agree to consult the Site regularly for up-to-date information about these Terms and Conditions and the Privacy Policy. The Chosen Hundred LLC or In Luz We Trust ™ may make changes to the Site, and the other products and services of The Chosen Hundred LLC or In Luz We Trust ™, at any time without notice. The Chosen Hundred LLC or In Luz We Trust ™ does not, however, make any commitment to update the Site and the other products and services of The Chosen Hundred LLC or In Luz We Trust ™.

EARNINGS DISCLAIMER

Every effort has been made to accurately represent this product and its potential. There is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas, and techniques. We do not position this product as a “get rich scheme.” Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge, and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level, nor are we responsible for any of your actions. Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance. Any and all forward-looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else’s. In fact, no guarantees are made that you will achieve any results from our ideas and techniques in our material. If you do not understand or agree with any of these conditions, please do not order/pay for this service. If you require further clarification, please contact info@inluzwetrust.com.